Permanent TSB Near Me: Find Branches, Hours & Services

Finding your nearest bank branch shouldn’t feel like a treasure hunt. Whether you need to withdraw cash, check pensioner fees, or speak to someone, knowing where to go and what to expect saves time and frustration; this guide walks you through Permanent TSB’s branch network, opening hours, withdrawal limits, and the fee landscape for pensioners — all backed by official sources.

Permanent TSB branches in Ireland: 98 · Emergency phone support: 24/7 available · Online branch locator: Available on ptsb.ie

Three key figures define Permanent TSB’s branch service — one pattern of access, cost, and support for customers.

What this means: nearly all branch interactions happen within a narrow midday window, and cash access beyond €700 requires either a self-service machine or advance notice.

How can I find a Permanent TSB branch near me?

The quickest route is the official branch locator on the PTSB website (ptsb.ie). No sign‑in required — just enter a town or county to see nearby branches, opening hours, and available services.

Step‑by‑step: using the branch locator

1. Go to ptsb.ie/contact-us and click “Find a branch”.
2. Select your county from the dropdown list (PTSB Branch List).
3. Choose the branch you want — each page shows address, phone number, and specific opening hours.
4. Check the “Cash desk” section: full‑service branches typically open 10am–5pm for enquiries, with cash counters open 10am–3pm weekdays (PTSB Ulster Bank FAQs).

What are the opening hours of Permanent TSB branches near me?

Standard hours are Monday to Friday, 10.00am–5.00pm (PTSB Ulster Bank FAQs). However, individual branches may vary. For example, the Liffey Valley branch in Dublin opens Thursday until 8pm and Saturday 11am–3pm, while its cash desk closes at 3pm every weekday and is closed Saturdays (PTSB Liffey Valley branch page). Always confirm on the specific branch page.

Are there any 24‑hour Permanent TSB branches?

PTSB does not operate any 24‑hour staffed branches. However, many branches have external ATMs accessible 24/7 during shopping centre hours (PTSB Liffey Valley branch page). The external ATM at Liffey Valley, for example, allows cash and cheque lodgements and withdrawals up to €700 per day.

Implication for customers: Cash service is only available 10am–3pm weekdays; plan your visit around that window or use self‑service machines.

Is Permanent TSB the same as tsb?

No. Permanent TSB (PTSB) is an Irish bank headquartered in Dublin, while TSB is a separate UK bank with branches in England, Scotland, and Wales (TSB Bank branch locator). The two share a historical root — TSB once stood for Trustee Savings Bank — but they split decades ago.

What is the history of Permanent TSB and TSB?

Permanent TSB was created in 1992 when Irish Permanent (a building society) merged with TSB Bank Ireland. The UK‑based TSB was later acquired by Lloyds Banking Group and then spun off as an independent UK bank. They are not connected today.

How much cash can you withdraw from Permanent TSB?

Daily limits depend on the channel. For self‑service machines inside branches, you can withdraw up to €1,500 per day. External ATMs cap out at €700 per day (PTSB Ulster Bank FAQs).

Can I withdraw €10,000 cash from my bank?

Not at an ATM. For large withdrawals — anything above the machine limits — PTSB requires at least 24 hours’ notice (PTSB Ulster Bank FAQs). You can arrange this by visiting a branch or calling ahead. The specific maximum may vary by account type and branch discretion.

The pattern: large cash access requires advance planning, not a spur‑of‑the‑moment visit.

Do pensioners pay bank fees?

Permanent TSB does not explicitly list pensioner‑specific fee waivers on its branch or contact pages. However, general Irish banking rules and tax reliefs can reduce costs for over‑65s. The Revenue Commissioners (Irish tax authority) offers an Age Tax Credit (€245 for single, €490 for married) to those aged 65+ who pay income tax. Additionally, a person aged 65 or over may be exempt from Deposit Interest Retention Tax (DIRT) on certain savings, subject to income limits.

“A single person aged 65+ can earn up to €18,000 tax‑free.”

Revenue Commissioners – Age Exemption

How much money are you allowed in the bank if you’re a pensioner?

There is no legal limit on how much a pensioner can hold in a bank account in Ireland. However, savings and capital are considered in means‑tested social welfare payments (e.g., State Pension Non‑Contributory). The Department of Social Protection (gov.ie) applies a capital means test: the first €20,000 is disregarded, and amounts above that reduce the pension.

Do people over 70 pay tax in Ireland?

Yes, over‑70s pay income tax on the same bands as younger taxpayers, but they benefit from higher exemption limits. For the 2025 tax year, a single person aged 65+ can earn up to €18,000 tax‑free (€36,000 for a married couple) (Revenue Commissioners – Age Exemption). Above that, standard rates apply. DIRT exemption also applies if total income is below the exemption limit.

What this means: pensioners should check eligibility for tax credits and fee waivers, not rely on blanket exemptions.

How do I speak to someone at Permanent TSB?

You have three ways to reach a person:

• Phone: The emergency line is available 24/7 for urgent card loss or fraud. Normal branch‑related calls should go to the local branch during opening hours (PTSB Contact us).
• Online chat: The “Support Chat” feature on ptsb.ie lets you message a representative during business hours (PTSB Contact us).
• In branch: Visit during published hours (typically 10am–5pm Mon–Fri).

Which bank gets the most complaints?

According to the Central Bank of Ireland (financial regulator), the banking sector receives thousands of complaints each year. Permanent TSB’s complaint handling is overseen by the Financial Services and Pensions Ombudsman (FSPO), which can investigate unresolved disputes. Data on specific bank complaint volumes is published annually by the Central Bank.

“Find your nearest branch. Use our handy Branch Locator.”

Permanent TSB official website (ptsb.ie)

PTSB offers an emergency phone line for urgent issues, available 24 hours a day, seven days a week (PTSB Contact us).

For pensioners in Ireland, the choice is clear: Permanent TSB’s branch network is accessible but limited to standard business hours, and large withdrawals demand planning. Meanwhile, tax credits and exemptions can offset some banking costs — but only if you claim them. Use the branch locator before you go, call ahead for large sums, and check with Revenue for age‑related reliefs.